Pet Insurance — Understand cover before you need it.

Pet Insurance

Understand cover before you need it.

Plain-English guidance on UK pet insurance — what cover types mean, what to compare, and how it differs from pet identification. We do not sell insurance or provide financial advice.

Cover typesWhat to compareVs. identification

Pet insurance is not pet identification

Pet insurance is cover for eligible vet costs. Microchipping is permanent identification. They do different jobs and many owners use both. FetchBoy does not sell pet insurance and this page is not financial advice — always compare policies and check the terms with the provider.

Pet24

Pet identification, not insurance

Pet24 is pet identification and lost-pet recovery with qualifying emergency veterinary support — a separate service from regulated pet insurance. Keep your pet's microchip details up to date alongside any insurance policy.

Cover types

Accident-only, time-limited and lifetime.

What to compare

Excesses, exclusions and limits.

Vs. identification

Why insurance ≠ microchipping.

Related guides

All guides

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